When your mortgage is coming up for renewal, it is an excellent time to assess your financial plan to ensure you are on track. This may mean that it is time to explore moving your mortgage to a new lender. I encourage my clients to begin exploring options for their mortgage renewal about 6 months before it is actually due. Because I can hold rates for up to 120 days, YOU can acquire the very best interest rates well in advance.


Your current mortgage lender has likely served you well but, do be careful when your renewal notice appears. Lenders will often offer renewing clients an interest rate at up to 1.5% higher than the discounted rates offered to new clients. If you have to have a mortgage, let's make sure it is the right one!

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